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Granite Payment Alliance Terms of Use

Granite Payment Alliance (referred to in these Terms of Use as "GPA") maintains our website as a service to our customers and visitors. The site is intended to provide information about products and services and to facilitate communication with GPA. GPA requires that all visitors to our website adhere to these Terms of Use and acknowledge that by accessing our website and any of its pages, you indicate your acceptance of the terms set forth, without limitation or qualification. GPA may revise the Terms of Use at any time so users should visit this posting periodically to look for updates. For the purposes of these Terms of Use, references to Granite Payment Alliance include its affiliates, directors and employees.

Copyright
The content of the GPA website is the property of Granite Payment Alliance unless otherwise indicated and protected by copyright and trademark laws. All rights are reserved by GPA and the website material, including but not limited to, information, text, designs, logos and graphics may not be modified, copied, displayed, licensed, sold, distributed or otherwise used public or commercial purposes without the prior specific written permission of GPA.

Warranties
GPA has made every effort to ensure that the information presented on our website includes accurate and up-to-date information and is free from errors or omissions. However, GPA does not warrant the accuracy, adequacy or completeness of any material on this website. All information is subject to change without notice. Should you wish to accept any product or service offered, GPA recommends that you seek independent advice before acting upon the material in this website.

The GPA website utilizes up to date technology in an attempt to eliminate a possible computer virus infecting any material transmitted from the site. However, we do not guarantee that the GPA website or any linked third party website will be free from viruses, or that access to the sites will be free from interruption. You expressly understand and agree that your use of the service is at your own discretion and risk and that the GPA website is provided on an "as is" and "as available" basis. You will be solely responsible for any damage to your computer system or loss of data that results from the download of any material.

GPA makes no warranty that:
• The website will meet your requirements or is suitable for your intended use
• The website will be uninterrupted, timely, secure, or error-free
• The results that may be obtained from the use of the website will be accurate or reliable
• The quality of any products, services, information or other material obtained by you through the GPA website will meet your requirements or expectations

Limitation of Liability
Other than any responsibilities implied by law which cannot be excluded, you agree to indemnify and hold each and every member of GPA and its affiliates harmless from any claim or demand. This includes legal fees related to material on this website or to any linked third party material, whether in contract, tort including negligence, statute or otherwise.

Liability of any member of GPA for a breach of a condition or warranty implied by law or otherwise, and which cannot be excluded, is limited, at GPAs option, to:
• The supply of the goods or services
• The repair of the goods
• The cost of having the goods or services supplied again or repaired

Product and Services Information
General information about GPA products and services may be displayed or offered on this website. Unless expressly stated otherwise, this information does not constitute an offer to enter into a legally binding contract; and does not confirm the terms and conditions for GPA products and services.

Links to Other Websites
For your convenience, some links and pointers on this website may direct you to one or more websites maintained and operated by third parties. These links and pointers are NOT endorsements, approvals or recommendations of those websites by GPA. We do not have any control over third party websites and we make no representations or warranties as to their content. We do not guarantee the accuracy or safety of third party websites, and if you use these links or pointers to go to them, you are doing so at your own risk.

Third Party Software
The GPA website may provide links to third party software sites. GPA shall not be responsible or liable, directly or indirectly for any software downloads available from these linked third party sites. These products may be subject to a license agreement between you and the relevant product owner. To the extent permitted by law, GPA accepts no liability for these third party products and provides no warranty or endorsements of such products or any party connected with them.

Termination
You acknowledge that these Terms of Use (and the agreement constituted by your use of the GPA website) are binding and your access to the GPA website may be terminated at any time by GPA without notice for any reason, including, without limitation, if GPA believes that you have violated or acted inconsistently with the letter or spirit of the Terms of Use.

You also agree that GPA is not liable to you or any third party for any termination of your access to the GPA website.

Governing Law
You agree that your use of the Website shall be governed by all applicable Federal laws and the law of the state of California. For all legal proceedings related to this website, by using this website you agree that any legal filings, proceedings, and adjudication will be in the state and federal courts of California.

Granite Payment Alliance© 2010, is a registered MSP/ISO of Esquire Bank, Garden City NY,
as well as a registered ISO of Wells Fargo Bank, N.A., Walnut Creek, CA and a registered
MSP/ISO of Central Bank of St Louis, Clayton MO
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